City: Houston
State: Texas
County: Harris
Stop Foreclosure in Houston
I purchased this property 1 year and 4 months ago and had my boyfriend at the time help me with the finances. Things did not work out between us and he moved out January 2008. In the mean time my mortgage payments kept going up including gas and food. I had to borrow from family, friends and credit cards just to make it month to month. I can't sell my home because I owe to much because of my adjustable rate mortgage. The principle owed on the house is more now than when I purchased it. Short sale won't help either. I put $35,000 dollars down on the house also. I'm done. I'm tired of trying to get my mortgage company to help. They don't make any attempt to return calls or help.  My mortgage company is EMC out of Texas. I sent a loan modification help package into them back April. I've place 20 or more calls in to them with no response back. This time when I called I had to demand to talk to a live person not a message phone. I had to threaten and this is where I'm saying I'm just tired of dealing with this. A person by the name of Cathy came on the phone just to tell me they could not help me because of the amount I owe. If they were to place me in a fixed rate it would increase my monthly payments. I needed to look else where. Loan Modification with EMC

I rented my house out last year and the renters have been late. Plus it took them forever to get the required insurance which cause EMC to put their own insurance on the house and open an escrow account. EMC Foreclosure

City: Houston
State: Texas
County: Harris
Foreclosure Help in Houston
was sightly pressured  into buying because the date we had set allowed us to still maintain current bills  the seller advised us he had another buyer so it was first come first serve so affaid to lose the deal we took it and forsook all other bills which we moved into the new home already behind on bills. well we are trying to get it under controll but we keep falling behind we just need about one or two more months their not under standing why we are paying late i think its because their a small company  the name of the company is ANH mortgage. stop foreclosures

City: Dallas
State: Texas
County: Dallas
Stop foreclosure in Dallas
We had our chapter 13 discharged in February of last year.  While in bankrupcy, the mortgage company did not keep up with the escrow and when the discharged occured our excrow deficet was around $8000.  They agreed to let us pay this with our house payment.  I just learned our payment has gone up another $500.  I just finished with a divorce and am now on one income.  I cannot not afford this in any way.  I was told the housing market in my area has hit an all time low so I'm afraid I couldn't sell the house.  My payment is now around $2500 a month.  When we bought the house it was $1300.  I guess the escrow people did this.  I could not get any answers from the people at chase and could not get through to the escrow dept. I need much lower payments in order to keep this house.  Chase loan modification