City: Woonsocket
State: RI
Zip Code: 02895
County: Providence
Stop Foreclosure in Providence
Citi Residential is my servicer as of today, before today my loan was serviced by Ameriquest whom I had been with for about a total of 3 years. Not currently behind in payments, but I have received a statement indicating that my interest rate will be increasing by 2% on December 1. I can not afford the new payment. When town & country refinanced us, they didn't do a traditional appraisal. They used what they called an 'electronic' appraisal using some computer program. No one ever visited my house. They told me my house was worth $600,000 and they could refinance me for anything up to $500,000. They said when my arm was up, it wouldn't matter because I could refinance again, due to the huge amount of equity in the home (appraisal of $600,000 and a $300,000 loan). I had the home appraised by an actual appraiser 2 months after we refinanced and it only appraised at $260,000. I was unemployed for 4 months, I managed to stay current by using my entire savings account, but now I do not have enough to afford these ballooned payments
Los Angeles
Stop Foreclosure in Los Angeles
Our current mortgage is through Citimortgage and we have had 1yr. The reason we fell behind is change of job and less pay and loss of child support. Also we pay almost 1000 dollars in PMI and if we just had the house payment of 1735.61 we could easily pay that but not when it is 2735.61 monthly. If we could just get it refinanced at as cheaper rate then we wouldn't have any problem making the payments. Right now we have no extra what so ever and our electric bills for the last 4 months has been 350 dollars a month. We are 2 and 1/2 months behind and do not see how we can pay this next payment. This is our dream home and we would love to stay in it for the rest of our house.
City: Blue Springs
State: MO
Zip Code: 64015
County: Jackson
Stop Foreclosure in Jackson
I was out of work due to having a baby and we just have not been able to catch up. We\'ve decided to sell the property and would like to do so before foreclosure or get an extension in order to have more time to try and sell. We do have equity and would like to not lose it all we need help with our Citimortgage foreclosure.
City: tobyhanna
State: PA
Zip Code: 18466
County: MONROE
FELL BEHIND DUE TO TAXES WE NORMALLY MAKE AGREEMENT WITH TAX DEPARTMENT BUT AMC PAID OUR TAXES AND RAISE OUR MORTGAGE HIRE THAN IF WE WOULD HAVE MADE THE PAYMENT AGREEMENT. YES I BELIEVE CITI NOW OWNS THE MORTGAGE FORCLOSURE with CITI
